Day to day banking

Live the life you want wherever you are in the world

Day to Day Banking

With easy day to day banking, we can help you unlock a range of exclusive experiences.

Speak with us 24 hours a day, 7 days a week, access 12,000 branches in over 12 countries and manage your money with ease through our Online and Mobile Banking. You can rely on us wherever you are, whenever you need us.

Current Account

Private Current Account

The Private Current Account gives exclusive benefits including fee-free cash* withdrawals in the local currency from Santander-branded cash machines when you're abroad. Terms and Conditions apply

  • Preferential overdraft tariff
  • £1,500 daily cash machine withdrawal limit**
  • Our Private Current Account is available in sterling
  • It’s easy to pay people and organisations in the UK and abroad using Online and Mobile Banking, or by calling us

There's a £5 monthly fee to maintain the account and eligibility applies


*We’ll waive the 2.75% foreign currency conversion fee when you use Santander-branded cash machines in Germany, Spain, Poland, Portugal, Argentina, Chile, Mexico, Puerto Rico, Uruguay, USA and Brazil.

**Not all cash machines allow you to withdraw £1,500 in one transaction so you may need to take out your money in multiple transactions.


Santander Private Banking

Santander World Elite™ Mastercard®

Your Santander World Elite™ Mastercard® gives exclusive benefits, making your life easier and more enjoyable whether you're home or abroad.


  • Use any of the 1,000 LoungeKey airport lounges worldwide
  • Connect to over 1 million Boingo Wi-Fi hotspots worldwide
  • Mastercard Priceless® Cities
  • 40% discount on Santander Travel Insurance  when you apply online
  • No foreign transaction fees on purchases abroad made in the local currency


  • Mastercard® Concierge, you just need to pay with your Santander Mastercard
  • World Elite Privileges

Day to day

  • 0.5% cashback on purchases on maximum spend of up to £3,000 per month

  • 0% interest on purchases and balance transfers for 18 months from account opening
  • No balance transfer fee


Representative example

Representative 49.8% APR (variable)

Assume credit limit £1,200

Purchase rate 18.9% p.a. (variable) 

Monthly fee £15


Credit subject to status, available to UK residents aged 18 year or over. Terms and Conditions apply.


Apply for the Santander World Elite™ Mastercard® 

Get in touch

A private banking experience you can access with ease to help you achieve what really matters to you. Available to clients with investments or savings of over £500,000 or a gross annual income in excess of £250,000.


United Kingdom

0800 011 3507


+44 (0) 151 966 6048