Legal and Compliance
From 10 November 2025, you’ll get £200 if you switch to us from another bank using the Current Account Switch Service. This is only available for some of our current accounts.
To be eligible for the offer, within 60 days of your initial switch request, you must:
• complete the switch using the CASS, which includes closing the account not held with us
• have at least 2 active selected household Direct Debits on your Santander account.
• pay in at least £1,500.
We can't offer this if you held a current account with us on 1 January 2025. Or, if you've received a Santander switcher incentive before.
Take a look at the switcher terms and conditions
How will I get my payment?
60 days after you submit your initial switch request, we’ll check to make sure you're eligible. We'll then pay £200 into your qualifying account within the next 30 days. Put simply, it will take around 90 days from your initial request to get your £200 - as long as you meet the eligibility criteria.
If the qualifying account is a joint account, and you’re eligible for the payment, then we’ll make 1 payment of £200. You won’t get £200 each.
If we stop this offer before your switch completes, you’ll still get the £200 as long as you're eligible.
If you think you're eligible, and haven’t received your £200 after the 90 days, you can call us on 0330 678 1507.
This offer applies to switcher requests received between 10 November 2025 and the date the offer is withdrawn.
Available to clients with investments or savings of over £500,000, or a gross annual income in excess of £250,000.
To be eligible for the Private Current Account (v2) you need to:
- be 18 or over and live in the UK permanently
- meet the Santander Private eligibility criteria (have investments or savings over £500,000 or a gross annual income in excess of £250,000).
- only hold a maximum of two Private Current Account (v2) and Santander Edge Up current accounts, one in your own name and one in joint names.
There is a £5 monthly fee to maintain the account. You'll need to pay £1,500 a month into your Private Current Account (v2) to get cashback and interest. Any interest paid, and payments between Santander personal accounts you’re named on won't count towards this. You also need to have 2 active Direct Debits on the account.
Full details of our fees and interest rates can be found in the Key Facts Document. Please speak to your Private Banker or call the Santander Private Support team on 0330 678 1507 for a copy.
This information is for customers that opened a Private Current Account before 20 June 2023.
To be eligible for the Private Current Account, you need to:
- be 18 or over and live in the UK permanently
- meet the Santander Private eligibility criteria (have investments or savings over £500,000 or a gross annual income in excess of £250,000).
- only hold a maximum of two Private, 1|2|3 and Select current accounts, one in your own name and one in joint names.
There is a £4 monthly fee to maintain the account. You'll need to pay £500 a month into your Private Current Account to get cashback and interest. Any interest paid, and payments between Santander personal accounts you’re named on won't count towards this. You also need to have 2 active Direct Debits on the account.
Full details of our fees and interest rates can be found in the Key Facts Document. Please speak to your Private Banker or call the Santander Private Support team on 0330 678 1507 for a copy.
To be eligible for the Santander Private eSaver, you must be a Santander Private Banking customer at the time of opening (for joint accounts at least one person must be a Santander Private Banking customer). Full details can be found in the Key Facts Document. Please speak to your Private Banker or call the Santander Private Banking support team on 0330 678 1507 for a copy.
Credit is subject to status, available to UK residents aged 18 years or over, have a gross annual income of £7,500 or more, have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years. You must agree to a credit check as part of the application and this will determine whether or not you're accepted and the credit limit that we can offer. We reserve the right to refuse any application. Cashback will not be earned on cash transactions, such as the purchase of foreign currency and cash withdrawals, or on balance transfers. For full cashback terms and conditions visit santander.co.uk or ask in branch.