Legal and Compliance.

Available to clients with investments or savings of over £500,000, or a gross annual income in excess of £250,000. 

To be eligible for a Private Current Account you need to pay a £4 monthly fee to maintain the account, pay in at least £500 a month and set up a minimum of two active Direct Debits. Any interest and payments into the Private Current Account from any Santander personal accounts you are named on, are not included in the monthly funding amount. You may only hold a maximum of two accounts across the Private Current Account and 1I2I3 Current Account. One in your name and one in joint names. You must be 18 or over and a UK resident. Full details of our fees and interest rates can be found in the Key Facts document. Please speak to your Private Banker or call the Santander Private Support team on 0800 011 3507 for a copy.

Credit is subject to status, available to UK residents aged 18 years or over, have a gross annual income of £7,500 or more, have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years. You must agree to a credit check as part of the application and this will determine whether or not you're accepted and the credit limit that we can offer. We reserve the right to refuse any application. Cashback will not be earned on cash transactions, such as the purchase of foreign currency and cash withdrawals, or on balance transfers. For full cashback terms and conditions visit or ask in branch.