Private Current Account.

Accelerating your day-to-day banking

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A premium account,

to accelerate your banking experience.

Your Private Current Account has all the premium features you’d expect, brought together by your personal private banking contact. 
 
Enjoy enhanced savings rates, preferential overdraft facilities, and simple access to your accounts through online or phone banking – but the core of our service is the relationship with your private banker. 
 
Your dedicated Private Banker works on your behalf to tailor your banking experience, unlock access to preferential benefits, and create personal introductions to help meet the needs of you, your family, and your business. 

If you requested to switch your account to us between 24 January 2022 and 13 March 2022 as part of the £140 cashback offer, you can read our legal and compliance page for more information.

Private Current Account: 

  • Premium Debit Card and preferential overdraft 
  • Withdraw up to £1,500 daily from cash machines* 
  • Fee-free local currency withdrawals from Santander branded cash machines†  
  • Access to 10,000 branches in 11 countries 
  • Monthly interest of 1.00% AER/gross** (variable) on balances up to £20,000
  • £4 monthly fee to maintain the account
  • Pay in at least £500 a month and set up two or more active Direct Debits

* Not all cash machines allow you to withdraw £1,500 in one transaction so you may need to take out your money in multiple transactions 
† You don’t pay the 2.95% foreign currency conversion fee when you use Santander-branded cash machines in Germany, Spain, Poland, Portugal, Argentina, Chile, Mexico, Puerto Rico, Uruguay, USA and Brazil. 
**AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.
The gross rate is the interest rate we pay where no income tax has been deducted. Rates may change and we pay interest each month.

A premium bank account created exclusively for individuals with...

Saving or investments over

£500,000

or
or

A gross annual income over

£250,000 

 

Pay in at least £500 a month and set up two or more active Direct Debits

 

Global currency accounts.

As well as sterling, you can choose to hold US dollar and euro accounts through Santander International and Cater Allen.

Cashback on bills and purchases.

Private banking clients enjoy up to 3% cashback on selected household bills and up to 15% cashback with selected premium retailers.  

£160 cashback when you switch.

Available when you switch to the Private Current Account. See the full details and offer terms and conditions

Talk to us about private banking.

One of our core team will be happy to discuss your unique needs from a private bank

Information correct as at 11 August 2022

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Your personal introduction to private banking.

One of our core team will be happy to discuss your unique needs from a private bank.