Investing could be a smart move 
to make your money work as hard as you do.

When it comes to growing your wealth beyond traditional savings accounts, investing can increase your chance of positive returns. 

Your Private Banker will help you navigate investments and do the work for you so you can make the most of your time. They will  review:  

• your financial goals
• your timeline, and
• your comfort with risk  

to recommend how to harness the power of investing as part of your overall financial plan. 

And our unique relationship with Santander Asset Management means you benefit from a global team of specialists managing your investment in line with fund objectives.

Remember, the value of your investments and income from them can go up or down and you could get less than the amount you originally invested. Investments should also be held for the medium to long-term (5+ years). Advice and product charges may apply.  

 

When it comes to investing, we take a clear approach to fulfilling your investment objectives. We work collaboratively with the Santander Asset Management team to provide products and services that are constantly focused on helping you to achieve your investment goals. 

Clients have access to the latest insights into investment markets, economic news and investment themes from experienced Portfolio Managers and Investment Specialists, as well as having exclusive access to in-branch client events where the team can answer any questions you may have.

The Model Portfolio Service combines the expertise of the Santander Asset Management team with the trusted relationship from your Private Banker and aims to support your changing needs as you go through life.   

Reviewing our 3 key investment criteria; your financial goals, your views on investment risk, and the time you have available to invest allows our team to recommend a Model Portfolio which best meets your needs.  

As part of this service, your Private Banker reviews your Model Portfolio, either annually or earlier, depending on what suits you and your circumstances.

Private banking clients can invest in a range of Growth and Income funds from Santander Asset Management, designed to offer potentially higher returns than traditional savings accounts by leaving money to grow over the long term or by taking a regular income.

Fund ranges include our MyWealth, Portfolio Investments, Atlas Portfolio and the Sterling Bond Portfolio where you can invest for both growth or income needs.

Santander Asset Management’s growth and income funds are all UK regulated. Each fund is managed with its own clear investment objectives. Your Private Banker can advise which funds or Model Portfolios best meet your investment needs.

Santander Asset Management funds invest in a range of assets shares, bonds, cash and property within different geographic regions or industry sectors to diversify your investment. How the funds are managed:

With a choice of capital protected plan or capital at risk plans, you can benefit from investing for a fixed-term at a risk level to suit you. 

Capital protected plan: If you're uncomfortable with the uncertainty of investing, this plan reassures you that you'll get at least your original capital back at the end of the fixed period.  

Capital at risk plans: A capital at risk plan offers the chance for higher returns but puts your capital at risk.    

Your Private Banker shares the details of these plans with you and recommends if they would be suitable for reaching your goals.